Foreclosure

fore·clo·sure Audio Help (fôr-klō'zhər, fōr-)
noun The act of foreclosing, particularly when a legal proceeding by which a mortgage is foreclosed.

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Foreclose

fore·close (fôr-klōz', fōr-)
verb fore·closed, fore·clos·ing, fore·clos·es

To deprive (a mortgagor) of the right to redeem a mortgaged property, for example when payments have not been made. To bar an equity or a right to redeem (a mortgage).

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Foreclosed Homes are available in every state in the nation. Invest in foreclosed homes. Get help preventing your home from going into foreclosure. Sell your home before foreclosure.

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Foreclosures News Headlines

Foreclosure Program

A reader responds to an article about the shortcomings of a program to prevent foreclosures.

Seeking to Close Off an Exit

A new report suggests that “strategic defaults,” in which borrowers simply walk away from their loans and properties, may be reaching their peak.

Use of Private Process Servers Is Up; Concern Is, Too

The increasing use of private special process servers in foreclosure cases is the subject of a federal lawsuit filed last week.

Rescued From Blight, Losing Their Grip

Hundreds of once-decrepit buildings relinquished by New York City are falling back into severe financial trouble.

A Falling Homeownership Rate

A report by the New York Federal Reserve Bank puts the homeownership rate lower than levels indicated by census data.

OP-ED COLUMNIST; The Class War We Need

Ross Douthat Op-Ed column holds that impulse to initiate class warfare against profligate homeowners walking away from their debts must be channeled in constructive direction; suggests that solution is not to tax high rollers' incomes more heavily but to remove tax breaks for wealthy that are no more than subsidies covered by tax dollars of middle-class; holds that most pernicious sort of redistribution of wealth is not from successful to poor, but from industrious middle class to reckless, unp...

The Great Rupture

The impressions of a traveling man: Reinvention is in the air. People are hanging together. Sometimes they aren’t.

PACE Energy-Efficiency Programs in Jeopardy

Fannie Mae and Freddie Mac may not accept home loans if consumers take advantage of energy-efficiency programs.

Analysts Question Fannie’s Threat on Mortgage Defaults

Experts wondered what Fannie Mae, the mortgage finance giant, hoped to achieve by announcing it would punish owners who strategically defaulted.

Battles in California Over Escaping Mortgage Debt

The California Assembly will take up a bill that would redefine the obligations of many defaulting homeowners.

To Save Itself, Detroit Is Razing Itself

After generations of opposition, many Detroit residents now support the wide demolition of abandoned buildings.

Cost of Fannie Mae and Freddie Mac Keeps Rising

Now two of the country’s biggest landlords, the mortgage finance companies may wind up costing more than the banking industry rescue.

Florida: Senate Candidate Faces Foreclosure

A bank began foreclosure proceedings on a home co-owned by Marco Rubio, the Republican candidate for the Senate, after he failed to pay his mortgage for five months, according to court documents.

U.S. Reveals Mortgage Fraud Crackdown

The government says prosecutors have charged 1,215 people in hundreds of mortgage fraud cases involving estimated losses of $2.3 billion.

Finally, Borrowers Score Points

The new scrutiny of mortgage foreclosure practices, like a $108 million fine extracted from Bank of America last week, is long overdue.